Author Archives: webmaster

Budgeting Secrets for Newbies- First Things First

Most people want nothing more than to be able to effectively manage their finances. After all, Joe Public works hard for the money and hates to see his money going towards things that don’t further his financial objectives or build his future. This is the reason Joe needs to budget but he also needs to […]

Establishing a Home Budget

A household budget is the financial blueprint for your home’s savings and expenses. An efficient budget should take care of the bills in a timely manner and add to savings, with hopefully leaving some monthly money as disposable income. First off, we must identify what and how much we are spending monthly on bills. Once […]

Artist Grant

Many organizations in addition to government agencies offer artist grant for those artists who are aspiring and professional and need additional finances for the accomplishment of their projects. These grants are sufficient to help these artists cover their professional and personal expenses. These programs can give up to $50,000 to the artists if found eligible […]

Student Loans and Grants

It is really a big responsibility for the parents to provided finances for their kids and fulfill their education needs properly. Today even the school cost has gone high and many of them find it difficult to cope with it and so student loans and grants are in great demand today. There are different types […]

Getting Tough with Finances

When the economy gets tough, it is time for consumers to get tough. That also means that you, or whoever handles the finances in your family, also need to get tough. If, like many consumers, you are finding it hard to make ends meet, then simply put, you have only a few options. You can […]

Tips for Paying Your In-Home Business Bills on Time

One important aspect of your home business is to keep close watch of your finances. Keeping close tracks of your home business bills is a very important part of successfully running your business. Your business credit is very important to get the items you need and keep your business afloat. EEspecially when you hit those […]

Why Do You Need to Make a Budget?

You will say that you know where and how you spend your money and you do not have to write down every thing to keep track of it. But you are wrong, allow me to throw you a challenge. Just keep account of every cent you spend for a month. You’ll be stunned at how […]

Bailout: The US Could Rebound in One Year

According to Dr. Robert E. Pritchard, professor of finance (Rohrer School of Business at Rowan University), the US could rebound in one year (12-18 months), if things are handled properly today. Dr. Pritchard believes that the current economic crisis in the US can be traced to 1977 when the Federal Community Reinvestment Act was enacted. […]

The Stock Market and Alternative Energy

This is a critical time for financing alternative energy. We can keep gasoline prices affordable by investing in solar energy. An electric car, good enough for local commuters, can be plugged into house current or a solar panel. Solar panels can be protected by motion detector technologies. Most telecommuters need no more than an electric […]