Author Archives: webmaster

Establishing a Home Budget

A household budget is the financial blueprint for your home’s savings and expenses. An efficient budget should take care of the bills in a timely manner and add to savings, with hopefully leaving some monthly money as disposable income. First off, we must identify what and how much we are spending monthly on bills. Once […]

Starting a Home-Based Bicycle Repair and Sales Business

Bicycles are a continually popular transportation and recreation option. Rising fuel prices and increasing concern about the environmental impact of motor vehicles has only helped the image of bicycles as a “green” transportation option. The popularity of bicycles, coupled with the fact that bicycles last nearly forever with a bit of attention, makes a bicycle […]

Jamati.com: Unveils Top 10 Sexiest African Women

For years, the definition of beauty has been very narrow. Women who did not reflect European features were looked upon as unattractive or in many cases not even considered “Top 10” anything. As the world has become smaller with technology and globalization, beauty standards, cultural norms and an array of items have caused people to […]

A Loud Obtrusive Knock

A loud obtrusive knock at the door rang through the small Mid Town studio apartment. An overworked and under appreciated young man lay in his bed pretending to not hear the obvious call for his attention. BANGBANGBANGBANG “Why can’t they just go away”, he muffled into his pillow as he began to roll over and […]

Agricultural Finance

The farmers can take loans to fuel their farm requirements or they can take loans for the farm equipments as well. The equipments are the essential requirement of the agricultural activities. But mostly the farmers find it difficult to arrange finances for purchasing the equipments for their farms. Such farmers can take loan from various […]

A Brief History and Introduction to Finance

Have you ever asked yourself when did finance first appear in history or how it was born? Probably we will never know, but the only thing that we know for sure is that it is a very ancient concept that goes back to the ancient civilizations. The concepts of borrowing and lending and the calculations […]

Free Personal Grants

Money may be required for many reasons like paying off debt or simply to fulfill one of your needs that are waiting to get fulfilled due to lack of finances. Free personal grants are available for people who are in real need of money and are facing hard days. These grants are found for individuals […]

Teach Children About Money, Savings and Credit

It’s vital that children learn about money at an early age. Teaching children about money gives them a better chance at a financially secure future. It is true that money isn’t everything. However, in today’s world it is important to have a good understanding of money in order to survive. Begin to teach children about […]

How to Take Over the Family Finances When a Spouse Gives Up

Most married couples, for the sake of convenience, have one spouse handling the majority of the bill payment duties. From balancing the check book to deciding upon investments, that one person is generally responsible for updating the other spouse on the financial health of the household regularly. But what happens when you find out that […]

Budgeting Secrets for Newbies- First Things First

Most people want nothing more than to be able to effectively manage their finances. After all, Joe Public works hard for the money and hates to see his money going towards things that don’t further his financial objectives or build his future. This is the reason Joe needs to budget but he also needs to […]