Category Archives: Finance

Hardship Grants Provide You with Fast Cash: Free Government Funding for Those in Need

From time to time, individuals experience things in their lives that leave them wondering where to turn for help. Hardship grants provide financial assistance for individuals who really need it – whether because of a natural disaster, illness or medical condition, loss of work or something else. By understanding how hardship grants work and how […]

The Four Golden Rules to Managing Debt: Beating Debt Before it Spirals out of Control

Debt can creep up unawares and cause a lot of misery. What begins as a small personal loan can get bigger until it spirals out of control. Following four simple steps can help resolve the problem. 1: Claim all Benefits It is surprising how many people do not receive all the money which they are […]

Debt Collection Agencies: Don’t Let Credit Cards and Debts Rule Your Life

Finance companies attempt to get payment from defaulting customers, but regularly fail to achieve this. Customers may have gone missing, moved house or are just being difficult. They all present a problem and become uneconomical to collect. The debt is sold on and the remainder is simply written off against taxes. How Do Debt Collection […]

How To Build An Emergency Fund: Saving and Making Money to Survive Economic Hardship and Job Loss

An emergency fund is money put aside for the worst case scenario such as job loss, major repairs or medical bills. How much money should be in an emergency fund? This varies according to a family’s risk tolerance and expenses. Some people might be comfortable with $1000, while others might want a year’s worth of […]

How to be Financially Secure: What Every Family Should Know about Financial Security

Every family dreams of being financially secure. It means gaining the freedom to live without worrying about job cuts, redundancies or salary reductions. As bleak as it seems now, it is possible to build financial security. According to Australian financial expert and author of The Seven Ages of Money (Choice Books), Tim Blue, financial security […]

IRS Tax Debt Settlement Help: How to Deal with Unpaid Taxes

Although it can be an isolating feeling, many Americans are in need of IRS tax debt settlement help every year. Unpaid taxes are similar to student loan debt in the sense that they cannot be negotiated with a debt relief program. However, the Inland Revenue Service (IRS) provides different methods to help individuals who are […]